Dividend Rates:                                             Certificate of Deposit Rates:

Regular Shares: .15%                                     Minimum Deposit $1,000.00

Holiday Shares: .20%                                       6 month CD .25%

                                                                           1 year CD .30%

All rates are subject to change, please contact the credit union if you wish to verify the rates.        We will match current Auto Loan Rates from any local financial instutition with written proof of said rate and term.

AUTO LOAN RATES:

2010 & Newer                     Term                 Rate        Rate with payroll deduction 

                                            72 months       4.80%       4.50%

                                            60 months       3.80%       3.50%   

                                            48 months       3.50%       3.20%

                                            36 months       3.20%       2.90%

                                            24 months       2.90%        2.60%               

Used Auto 2007-2009        Term                 Rate         Rate with payroll deduction

                                            60 months        5.80%       5.50%

                                            48 months        4.80%       4.50%

                                            36 months        4.50%       4.20%

                                            24 months        4.20%       3.90%

Used Auto 2004-2006        Term                 Rate          Rate with payroll deduction

                                            48 months        6.80%       6.50%

                                            36 months        5.80%        5.50%

                                            24 months        5.50%       5.20%

                                            12 months        5.20%         4.90% 

Used Auto 2003-older: 13% or 12.5% with payroll deduction

$500- $3,499.99 term 24 months

$3,500 and higher term 36 months

SIGNATURE LOAN RATES:

13% or 12.5% with payroll deduction

$500- $3,499.99 term 24 months

$3,500 and higher term 36 months